Thanks I appreciate the information. Is your statement true though that the login details they get will only allow them read only access to the account? I know that this is not true for Barclay bank accounts, you get partial full access with these login details, and full access using pinsentry on top of your login details.
If you get more than just read only access (regardless if they use it or not), the statement that its read-only is surely somewhat misleading?