I just tried to get cash from an ATM in Quito and my request was declined. Has anyone else had a problem?
Did you try turning on magstripe in the settings? Some countries make use of them rather than chip/pin. It may not help, but worth trying.
Also did the machine have the MasterCard logo on?
It appears that Some banks don’t accept UK debit cards. The bank that does is Banco del Pichinica, so it wasn’t really a problem with my card.
The ATM had the MasterCard sign, however some banks in Equador don’t accept UK debit cards. The one that I found that does accept UK cards is Banco del Pichinica.
The banks that didn’t accept my Monzo cards were:
Banco del Pacific
Not sure if that information is of any use to anyone.