Monzo in Chile

Hi there,

I have been in Chile for around a week and using Monzo, with relative ease, to take money from ATMs (even though there is a huge charge per transaction. Although any time I have tried to use contactless or a card machine in a shop it has declined.

Would anyone know the reason for this? I thought it was the magstripe but it hasn’t changed anything when enabled or disabled.

Thanks!

Some information here than can be useful, it says you have to select “tarjeta de crédito” , for it to work.