While I might personally be okay with that, that sounds an absolutely minefield for ADA regulations, screen readers, accessibility et al
If you get it wrong your money is automatically wired to a Nigerian prince, your account deleted and your phone self-combusts
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While I would have no problem with this, the “I am highly intelligent and this is mortally offensive to me in my status as a genius!” brigade would flood the community and social media in force. It would be like the complaints about Confirmation of Payee times a thousand.
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Never negotiate with terrorists.
Like the TV providers have managed to get themselves the power to live block IPs across all ISPs of servers illegally sharing sports , Banks should get similar powers to block phishing and fraud infrastructure such as web sites and phone/sms systems.
Obviously easier said than done, but people’s money is way more important than the TV companies losing money.
Some information here
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Alternatively, once identified as a vector of fraud, stop sending them and look at more traditional authentication methods. 
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