Monzo for Android - Teardowns & Deep Dives šŸ‘Øā€šŸ’»

I hope this is backed by some hard facts showing that more people use the transport category for trains than fuel or I’m uninstalling!

Will be interesting to see if virtual cards will be exclusively a plus feature. Would be cool if you could have 1 or 2 as part of a basic account and more for plus, though.

Round up multipliers for plus would seem kinda lame though.

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I hope it is. This is the sort of feature I don’t see as core banking and if users want it they should pay for it. The caveat to that is if there is no significant development time and costs to Monzo but then it is a way to increase revenue.

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Still a car on mine… who would have though it the train is late :eyes:

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Somebody tweeted at Monzo with concerns re the old icon (a car) and the environment. (https://twitter.com/ianwalker/status/1202262957482299392)

So they ran a poll on Twitter, and the train icon came up on top :point_down:t2:

https://twitter.com/monzo/status/1202901517235347456

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Because London :roll_eyes:

What on earth!? :laughing:

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Interesting stuff in here.

Virtual Cards for Plus (I hope), and roundups accelerator for all accounts?

Although this is Android build so perhaps iOS won’t get these too?

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Lots of new things here - but then again there has been lots of new things for a while and we havent seen much change.

Fingers crossed the credit stuff comes soon - looking forward to having that in app.

This will be plus only as confirmed by bruno

And this is just unnecessary sass :joy::joy:

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Seems odd

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Have you got any proof of this? Personally I believe both round up accelerators and virtual cards will be plus, however, I don’t recall @bruno saying this though? Might’ve missed it, so just curious

Did miss it! Thanks :slight_smile:

This thread is ā€œMonzo for Androidā€ I don’t see similar things being posted on a ā€œMonzo for iOSā€ thread and given there is feature disparity, I think my comment is valid and fact based.

Sorry, not trying to be sassy or argumentative. Genuinely asking as without any visibility or official source from Monzo that I can check (without scouring multiple forum threads), I don’t know one way or another.

Yup, I know this. Which is why I asked the question.

Transparency is a great aim but doesn’t seem to be happening as much these days? Just my perception??

Yet here we are, discussing things found in the teardown and wondering when they are coming and if they are part of the New Plus?

Surely Monzo want to get ahead of these conversations?

And given we seem to be reliant on these teardowns to understand what is coming next, as Monzo don’t publish anything to tell us, then… yes, I think this speaks to lack of transparency as ā€˜we’ are doing Monzo’s job for them here.

Anyway - let’s move this discussion as we are getting off topic here.

I dont think this is fair… breakdowns are people taking time out of their own schedule to analyse hidden things which arent meant for public eyes just yet.

Its not Monzo’s job to tease new features to us and to tease things through breakdowns is completely unavoidable by them. If the 2/3 people over the last few years who do this werent so engaged and posted on here we would be none the wiser.

I think we can say with near 100% confidence that if something is being built as a part of plus then it is coming to ios also…

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On the contrary, I think the taredowns are a bit of fun for some of the tech/monzo enthusiasts. We shouldn’t read too much into them.

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Weirdly I agree but you are making my point for me here; If we didn’t have these breakdowns we would know nothing, right? So, by your reasoning if we didn’t have these breakdowns Monzo would be LESS transparent than they are right now as it is currently, unless I’m mistaken, the only clear way to see what they are ā€˜planning to release’.

I don’t, cos they are for Android users only :wink:

But they do uncover things that are in the product, but without Monzo giving us a clearly msg/steer, it’s all we have to go on. So we guess, and discuss, and soon there is a lot of ā€˜it must be this’, or ā€˜no it’s that’ and … well all of this would go away if Monzo stepped forward with a little more visibility of what they are planning.