Monzo for Android - Teardowns & Deep Dives 👨‍💻

[gmclean]

This is all very off-topic! Sorry. I’ll shut up.

[RobertGauld]

On a related note, how long until Monzo use them to troll us. April fools is soon

[aCCount]

I’m iOS only as well!

[gmclean]

Final word from me on this: I’ve suggested that Monzo go back to a Product Roadmap. That would be a Monzo controlled artefact and offer ‘transparency’ for future features and would not have ‘us’ relying on the people who do these teardowns. It would also let MONZO control the narrative a la Gambling Block. I am not asking to know everything that Monzo is working on in finite detail. Just one place to see the high level, right now, I can spend a couple of hours trawling the forum for Monzo employees to ‘let something slip’.

[AR2018]

Highlights – Version: 3.15.0
Disclaimer: things below are subject to change, could just be tests or might be reverted!

Virtual Cards:

<string name="vc_create_button">Create virtual card</string>
<string name="vc_create_card_details_footer">Card number, expiry, and CSV will be generated once the card has been created</string>
<string name="vc_create_card_details_label">Card details</string>
<string name="vc_create_card_name_hint">Card name (e.g. Subscriptions)</string>
<string name="vc_create_color_selector_label">Colour</string>
<string name="vc_create_money_source_title">Money source</string>
<string name="vc_create_title">Create virtual card</string>
<string name="vc_inactive_card_subtitle">Created %1$s ∙ Deleted %2$s</string>
<string name="vc_inactive_cards_title">Inactive virtual cards</string>

Overdrafts:

<string name="overdraft_calculator_amount_title">If you were overdrawn by</string>
<string name="overdraft_calculator_button_next">Next</string>
<string name="overdraft_calculator_rate_migrate">Your rate is %1$s EAR/APR variable.</string>
<string name="overdraft_calculator_rate_signup">Your rate is &lt;b>%1$s EAR/APR&lt;/b> variable</string>
<string name="overdraft_calculator_subtitle">This won’t change your limit</string>
<string name="overdraft_calculator_title">Use the slider to understand your new charges</string>
<string name="overdraft_calculator_title_migration">"Try out the slider to understand your new rate"</string>
<string name="overdraft_calculator_duration_title">For</string>
<string name="overdraft_calculator_fees_title">You’d pay</string>
<string name="overdraft_offer_as_an_example">As an example</string>
<string name="overdraft_offer_selling_point_personal">This is personal to you, and is based on your credit score</string>
<string name="overdraft_offer_selling_point_your_rate_cta">Understand your charges in detail</string>
<string name="overdraft_outstanding_charges_item_subtitle">More than %1$s overdrawn</string>

New Monzo Plus/Premium Related?

<string name="plans_special_offers_detail_separator">∙</string>
<string name="plans_special_offers_km_distance_away">%s km away</string>
<string name="plans_special_offers_list_title">List</string>
<string name="plans_special_offers_m_distance_away">%s m away</string>
<string name="plans_special_offers_map_title">Map</string>
<string name="plans_special_offers_max_guests">%d people maximum</string>
<string name="plans_special_offers_show_card">Show Gourmet Society card</string>
<string name="pot_round_up_multiplier_title">Multipliers</string>
<string name="pot_round_up_multiplier_title">Boosts</string>
<string name="profile_get_premium">Get Monzo Premium</string>
<string name="profile_get_premium">Upgrade your account</string>

Transaction Subscriptions:

<string name="transaction_subscription_create_action">Create subscription</string>
<string name="transaction_subscription_create_body">We’ll move this payment to your Committed Spending, and predict when you’ll make future payments. You can stop predictions any time from your scheduled payments screen.</string>
<string name="transaction_subscription_create_title">Create subscription?</string>
<string name="transaction_subscription_interval_title">Repeats</string>

Other Strings:

<boolean name="onboarder_enabled" value="false" />

<string name="add_money_new_card_zip_code_hint">ZIP code</string>
<string name="article_rating_body">Thanks for letting us know! Your feedback helps us get better at helping you.</string>
<string name="article_rating_header">Did this article solve your problem?</string>
<string name="article_rating_negative_button">No</string>
<string name="article_rating_positive_button">Yes</string>
<string name="automatic_export_default_file_name">My Sheet</string>
<string name="automatic_export_disconnect_action">Disconnect Google Account</string>
<string name="automatic_export_pause_action">Pause export</string>
<string name="interval_summary_format">Every %s</string>
<string name="menu_credit_tracker_help">HELP</string>

Deep Links: (Links won’t work as yet, just trying to find out how to do this)
monzo://onboarder
monzo://special_offers

Assets:

Now this is my first attempt at trying to do these Teardowns & Deep Dives, and I must admit it does take it a bit of time to string together. Please do me gentle with me if I may have missed something/messed up somewhere please
Jack, thankyou for the pointers on where to look etc in getting the relevant info together and tools use.

[Rat_au_van (Em)]

@AR2018

Money source

Could this mean a virtual card can be linked to a pot?

[joedmitchell (Joe)]

incase anyone was wondering… https://www.gourmetsociety.co.uk/

[AR2018]

Similar to Tastecard, just not as many restaurants registered to them where I live.

[AR2018]

Only time will tell, they are teasing us all at the moment

[kolok]

Thanks for doing the teardowns.

The 2nd deep link goes 404

Also how are you doing those deep links.

[AR2018]

Hi Kolok, sorry just spotted these are not quite right.
Still learning, i’m trying to find out how to link the correctly and them work their magic.

[SouthseaOne (Michael)]

Hang about, the Android app installs on Chrome OS now

That’s a first

Let’s see how far I get!

[SouthseaOne (Michael)]

Works!

[simonb]

Is it showing in the Play Store from Chrome OS? That’s an update even I wasn’t aware of, but happy if that’s the case

[SouthseaOne (Michael)]

Yeah, I clicked the link that @AR2018 used above:

play.google.com

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Browsing the forum on my Chromebook

It has always taken me to the Play Store app and said “incompatible with this device” or some such

On this occasion I got an enticing ‘Install’ button

[simonb]

Nice. I’ll check on my Chromebook when I get a chance.

[AR2018]

Some more even hidden unexpected surprises then

[nathanthomson8 (Nathan)]

Player two has entered the game…

Appreciate all the time and effort you put in

[SouthseaOne (Michael)]

@AR2018

Transaction Subscriptions:

My Netflix card payment from a pot maybe?

A very welcome, if much sooner than expected, surprise

[kolok]

No worries,

I was wondering how the deep links were working , they seemed to redirect via yellow studios or something similar, was trying to work out what service it was.