Monzo Flex for US users?

There hasn’t been any new ideas here in a while, so let me throw one out there based on what’s been trending on the UK side- how about letting US users do the whole “pay in installments” thing as well? I’ve used Klarna a few times now and it’s a pretty slick experience, but there are some places it won’t work (in-store payment support is limited, you can’t create a card to pay with unless you open the website in their built-in browser making app-based payments a bit difficult), and, of course, it’s one more app to manage. I’d use my Monzo account and card more if it had that functionality available to me.