Monzo Credit Card (Design Thoughts)

[phildawson (Sorry, I will have to escalate this.)]

I don’t have a credit card but the options are limited from my research to Amex or NatWest for
a decent purchase credit card.

Frustratingly it’s Amex nice app and instant notifications but lack of acceptance Vs NatWest nice cashback and acceptance but shit app and no instant notifications.

I made a post here about my research

Distinct lack of modern Credit Card providers?

So I’m new to Credit Cards, had one a long long time ago to visit Japan, never needed to use it. I had expected to find a Monzo equivalent. Just looking at a purchase card to offer protection on purchases and earn a bit of cashback. Will be paying in full each month. A second supplementary card for my other half would be nice. A decent % of my purchases are food and fuel. Already have a Natwest Reward current account. So my current options with old school providers (crappy apps?): Natwest R…