Monzo Credit Card (Design Thoughts)

[TheSamHolland (Sam Holland)]

I know this has been covered a few times and I don’t think it’s something that’s been extensively asked for, but in my opinion given how smooth everything is with Monzo, offering a credit card would literally be the icing on the cake for me.

A couple of thoughts on the design (if the credit card options were to go ahead of course) was, and sticking with the bright colours Monzo offers, along the lines of a turquoise/teal style of colour.

On the other hand, and again keeping it in line with how clear Monzo makes things, a transparent card that represents Monzo’s transparency on banking and everything that comes with it.

Again, it might not be something that happens anytime soon but I wanted to at least throw the idea out there

[phildawson]

along the lines of a turquoise/teal style of colour

…A teal credit card to rival the teal of Starling. I don’t think that would go down well with the history between them

Starlings credit card going to be out next couple of months.

a transparent card

…Like it’s rival N26?

[j06 (Jamie 🏳️‍🌈)]

[grant.macgregor]

We won’t get one.

[phildawson]

Acid yellow would be neat. I quite like Dozens and Bo yellow cards.

[Mogolent]

[SouthseaOne (Michael)]

That Bo card really is an abomination. The Dozens card just works so much better with the same elements

Starlings credit card going to be out next couple of months.

Really? Last I heard after the first Anne Q&A was that it had been kicked down the road again

[Webby53096 (Owain)]

Should be 50 shades of coral

[discobilly (William Harrigan)]

I would love one

[Rose1]

I would enjoy the idea of having a credit card with Monzo, however would be sceptical that they would offer the perks and benefits against other rivals… - however they are very transparent with other features so many would help those not as fortunate with credit to obtain a good credit rating.

• Also a way for Monzo to make some money.

[phildawson]

Credit card was on track for Dec last time I spoke on their chat but that was on 6th Sep so things might have changed.

It was more a case of yellows than design though I like Dozens how it wraps to the other side and got nothing against Bos.

NatWest other one for business had a nice simple design but I think it’s just available in black.

Edit looks like alphas had it in yellow

[SouthseaOne (Michael)]

Thanks

Again a nice looking black and yellow card, though the wraparound thing narrowly puts Dozens ahead in my personal view

[phildawson]

I can’t remember if Bo had gone for a vertical stack for the long card like Tymits credit card. They should just gone solid limey green colour used on the back on the front rather than the darker green/blue digital mess.

[phildawson]

Like TransferWise

TransferWise Card - Borderless

[TheSamHolland (Sam Holland)]

To be fair, I didn’t know Starling was bringing out a credit card let along it being teal

As for N26, I’ve seen the transparent card but for me it still has a bit of a tinge of grey to me… nevertheless, yes! It can rival them

Another thought could be colours similar to the likes Instagram use for their logo maybe??

I do hope they bring out a credit card though… I’d drop my current ones like a hot cake for a Monzo one!

[phildawson]

Well I don’t know for sure that they’ll use the same teal as the Starling debit cards, but I’m 100% sure Monzo would stay clear of using it.

I think due to Tandem being the fintech credit card they would want to avoid these, especially the blue which is strongly associated.

[SouthseaOne (Michael)]

I like the orange and blue ones a lot! I shall resist though as I already have enough cards. Just added a rather well made Revolut one to the pile

[phildawson]

I don’t have a credit card but the options are limited from my research to Amex or NatWest for
a decent purchase credit card.

Frustratingly it’s Amex nice app and instant notifications but lack of acceptance Vs NatWest nice cashback and acceptance but shit app and no instant notifications.

I made a post here about my research

Distinct lack of modern Credit Card providers?

So I’m new to Credit Cards, had one a long long time ago to visit Japan, never needed to use it. I had expected to find a Monzo equivalent. Just looking at a purchase card to offer protection on purchases and earn a bit of cashback. Will be paying in full each month. A second supplementary card for my other half would be nice. A decent % of my purchases are food and fuel. Already have a Natwest Reward current account. So my current options with old school providers (crappy apps?): Natwest R…

[Lewisoc (lewis oconnor)]

Id like a Monzo credit card to be hot coral…

[TTJJ]

As for N26, I’ve seen the transparent card but for me it still has a bit of a tinge of grey to me… nevertheless, yes! It can rival them

I think you’re right, it’s got a very light grey effect to it. I’ve got the Amex rewards one and that doesn’t seem to have any ‘shade’ as such like the N26 one does. I prefer the matte look of the N26 card though compared to Amex’s gloss.