Daniel mentioned this in the developer’s Slack channel last week -
so I would have thought that paying by Direct Debit would be the most frictionless solution.
I appreciate the fact that there are drawbacks but one the current accounts launch, Monzo will show you when your DDs are due, send you a notification whenever a DD payment is taken (just like your other transactions), put a safeguard in place to prevent a DD causing you to go overdrawn & won’t charge you fees for rejecting them which might address the concerns that’ve stopped you using them before?