Only that the one for Lloyds doesn’t require the referred to switch in an account.
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The profit is amazing considering previous years but in the past few years they’ve sold off their mortgage book, 1,000 job cuts and closed branches haven’t they?
They no longer offer credit so struggling to see why they’d open more branches & where profits are coming from
Edit - can see it’s lending to businesses driving the profit
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They’ve opened branches I believe, they’ve just reduced the hours - used to be 7 days a week
edite Sorry you did reference the branch openings.