I’ve noticed that when ordering online, especially from Amazon, the money doesn’t come straight out your account, it only does when that item reaches a certain stage of the delivery process. Is there a way to produce a ‘ghost payment’ (probably in collaboration with Amazon) where you would see the amount when you pay for it, even if it hasn’t come out of your account yet (perhaps in transparent text?)
I’ve requested a feature to enable Monzo users to help manage these pending payments here (managing payments from Amazon is mentioned later in the thread) -
if the solution you’re suggesting would work best for you or you prefer one of the other options that’ve been discussed, please do share your thoughts in that topic 