Fairly simple really, if a pot doesn’t have enough to meet any payments it has a warning message, it would be good if on the account listing which shows all the pots an indicator that a pot is in this state. Maybe a red dot or something to highlight.
I think this will help people keep in control without having to go through all pots, I have 15.
Given some direct debits can change value that solution is in my opinion only a short term fix. Hopefully this is just a design consideration as the data exists in app