Hi
I know you’ve done some good stuff on ‘adhd tax’ etc. always been a fan of the block gambling aspect too.
I’m trying to utilise Monzo as much as I can for better budgeting. And I’m sure the trends area could maximise this but I haven’t found it to click with me yet.
Anyway. I wondered if you could have a feature that would do something like the following:
Let’s say I set takeaway budget for £100 a month under a Monzo category. And I’ve assigned Deliveroo Uber eats McDonald’s etc to that.
When I pay. First £100 go through.
Or first £80 goes through and then I get a you’re close to your budget notification
But over the budget £100 in this case - I would have to press approve or decline, rather than it automatically go through, in order to warn me I’m over budget.
I understand it’s not a priority. But for me it would probably temper my impulsivity a little more regularly.