Backstory of the problem:
I was on a night out last weekend and my friends were saying how they daren’t bring their contactless cards with them because they can spend recklessly when they’re tipsy Not good for me, because I hate cash.
I was thinking it’d be useful if, while sober, you can set a limit for what you can spend for that night. So in effect, I’d say ‘after £20 has been spent, freeze my card until 8am’.
Perhaps there could be some contingency (emergency pin/puzzle you can solve?) so that you can reverse this if necessary, but I’ve never spent ‘emergency money’ on anything other than extra chips.
I know Mondo is a prepaid card so technically you can do this yourself by only loading £20 on, but its a hassle to make sure you have exactly that amount left when you’re using it as your main card.
Does anyone else think this would be a useful feature?