Does Monzo offer a joint account?

[alexs (Alex Sherwood)]

@Kennedy

So I think something like this could be great, or like the option to assign part of the moey to different things, I.e if you had 100 pounds on the card but assign 50 for food shopping you can only spend the other 50

That’s on it’s way in the form of…

@hugo

2. Savings and account segregation. If you remember one of the premises about budgets is that people like to budget to buy particular things. We will provide for that (jars and shared pots, etc.) and it will extend nicely the concept of Target.

Which is due in the next 6-9 months, according to the roadmap.

Although we don’t know how strict the saving function will be yet, my guess is it won’t be strict at all & you’ll still have easy access to these funds. Stopping spending over a certain amount has been discussed here but as Jack mentions in that thread, it doesn’t seem practical.