So I have a monthly budget of £1,600. So far I’ve spent £70, so it shows £1,530 left to spend on the summary page.
But:
-A £1,000 direct debit came out of my account today, so my balance is £530 - how do I have £1,530 left to spend (or does “left to spend” update at the end of every day?)
-Left to spend doesn’t seem to be taking into account the other £90 of direct debits in committed spending that are due to come out later this month (it used to take these into account).
When you set a budget, I believe you’re supposed to ignore the committed spending i.e. you’re setting a budget for your non committed (discretionary) spending.
(I don’t use the budget personally, I work from account balance on the summary page).
Makes sense. And I actually prefer it that way. But by that measure, the “spent today” amount on the Pulse graph and push notifications should also exclude committed spend/DDs.