Their app is Basic but does it thing, they recently implemented credit score check as well, been with them in a long time however I stupidly joined their waitlist got bumped in that 25k range not sure if I should worry as their website states prepaid card customer get invited or upgraded first or whatever it means, I must get that first edition thoughđ
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Temporary closure whilst I do some tidying up 
[Updated]
The Topic is now open again with a fresh reminder from our Code of Conduct.
This is fundamental to the discussions we have on the Community and we will not allow this to be breached. 
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Kroo are migrating existing customers to proper current accounts now. Was pretty seamless for me.
Got my new card today, theyâre using Visa, while the old card was Mastercard. Apple Pay support.
Not much else going on with them, they seem to progress at a glacial pace.
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I was stuck on âreviewing, weâll be done in 3â5 daysâ for a couple of weeks. Quick message to Customer Service got it sorted.
Itâs amazing that banks like Kroo and Monument quietly get on with obtaining a blanking licence, going by the wailing and gnashing of teeth that came (and still comes) from Monzo and Revolut.
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Monzo were first (or Second) and the gnashing of teeth was from all involved as it was a pretty big call for the BoE to give the license in the first place, Kroo and Monument benefit from Monzo and Starling doing those hard yards at the start.
As for Revolut, they need to look at themselves
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From the neobanks aiming to bring new current accounts to market, Monzo was third. Atom was granted a licence in 2015, Starling in 2016, Monzo in 2017 and Tandem bought one in 2018.
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Iâm not sure there was much gnashing of teeth from Monzo. There was a lot of community noise about the banking licence, sure, but I donât really remember any griping from Monzo themselves (although I think they would probably privately agree that they were a bit optimistic in terms of the time itâll take).
That said, it was quite a time ago, so I might be misrememberingâŚ
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Back to Kroo as theyâre starting to onboard new customers. Just got my invite today
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Hopefully you wonât get stuck in the queue like I did!
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Iâll start pestering them after a week or so!
I think if theyâre onboarding new customers they must be ready to meet the demand
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Got onboarded in 10 minutes in the queue at the school gate, will put a bit of cash in and have a play about with it
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No hard checks I assume?
nope, but havenât been hard checked by a bank in the UK, just the usual onboarding flow for a Fintech
Just in the queue now. Replacement for revolut yet? 
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