Krak Card

I didn’t see a chat for the new Krak Card so here we are!

1% Cashback with no limit until February 2026 isn’t too bad.

Plus the card is a Mastercard World Elite for free which is rare to come by.

https://www.kraken.com/en-gb/krak

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Do they provide the Mastercard World Elite benefits though?

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WE is handy as you get better offers on the priceless site, but more importantly it gets you President status with the car hire companies. That status gets you (for Hertz) 10000 km instead of 3000, free second driver, 23c/km over that 10000 instead of 46c, one way dropoff for £50 instead of £250, and you can pay on the day instead of in advance. Saved me around £1000 on a single rental the other year. This isn’t provided by Krak, it’s because it’s WE.

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All the top up options. LHV couldn’t match the account when sending funds but it might just take a few days given I opened the account 11pm last night or so.

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I sent money from my Lloyds Account and it landed in seconds via Plaid

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That may be so but not all benefits are given, even Mastercard say:

Your benefits may vary by card type and issuing bank or credit union. Refer to your issuing bank for complete benefit coverage terms and conditions or call Mastercard (0800-96-4767) for assistance. Certain terms, conditions and exclusions apply.

So I think it’s suitable to make enquiries and not just assume.

LHV isn’t part of easy transfer, so I had to do it manually. I’ll try later today.

I’m just using LHV as a savings account at the moment

I’ve earned 55p so far. Did some Christmas shopping last night with the card.

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Probably being dense but how do I get to this screen?

It’s the little green button next to “accounts”

Guess I need to wait for this to go first as I don’t have one.

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I have that too but I can still get into my rewards section and spend money.

I bought my morning coffee with the card this morning and had no issues.

I do love the card design.

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It is slick. They also call the other “coral” which I was weirdly tempted by, but black is superior.

Would love a similar Monzo card.

I can spend I just don’t have the reward section which is odd.

I am a bit behind and still need to get Monzo. I still have no UK Credit Card at the moment.

Do you have a Kraken account too? Maybe that’s why I don’t have rewards.

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Turns out I did have one i setup a while back in Jersey. I actually forgot about it but when signing up for this card last night it said “you already have a kraken account”. So after tracking it down in my old gmail account I managed to sort it and get a card.

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Don’t particularly want to open a crypto account in all fairness, might just see if the rewards section just appears.

For sure with the additional benefits that Kraken provide (probably none), but the car hire benefits are available just because it’s WE.

Just thinking out loud but could you put the Krak Card into Curve and then get the 1% cashback on some retailers and then get 2% cashback?