Joint pots/better group spending

Hi, not sure if this has been discussed/suggested but what I would love to see in monzo is a better way of organising group spending other than the monzo.me split payment. Joint pots/kitties that people pay a set amount into and then both have access to for certain payments would be an interesting idea, although possibly difficult to implement. Alternatively i think a more structured joint payment/expenses area for trips, shared houses (something like is available at www.kittysplit.com) would be a really useful feature to combine with monzo, allowing to even up the payments automatically when chosen with monzo transfers. Allowing non even splitting would also be useful.

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Something along these lines?

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