Hi, thinking of going full Monzo from a Nationwide Joint Account to a Monzo Joint Account and I was just checking to see what the current state of play is with missing features in joint accounts vs standard accounts.
Are these things still missing?
Does the Salary Sorter understand 2 wages?
Thanks everyone!
Youāre thinking of getting paid early? AFAIK overdrafts are still not available on joint accounts.
I can confirm that overdrafts are NOT available on joint accounts.
This isnāt a thing for joint accounts, Iām not sure what youāre trying to achieve with wanting it? You can add joint account purchases to a shared tab, then youād simply add all the people you want to split it with. Which could also include the person you have a joint account with if you wanted?
The above correction about overdrafts is also correct - not available. Having not had one for well over a year, I can say itās not as bad as it seems with all the tools and notifications Monzo give you. Iām actually glad I donāt rely on one anymore and I save money in fees 
Was marked as 
before the pandemic, so hopefully
Everything else has already been answered 
sorry ment last for - Does the Salary Sorter understand 2 wages?
yes works on any incoming payment Ā£100 or more
ops 
Iām sure you can work it out.
Sure as you say they could do it with a personal account but thatās not going to work with purchases made on a joint account.
Telling them they can use a personal account to split it kind of disregards what they are trying to do or are asking in the first place.
It reminds me of when apple told people to āavoid holding their phone that wayā when it caused their signal to drop. (Old reference I know)
Iām not solely aiming this at you but it seems to be a common theme on here that people question why a poster wants or asks for something. Instead of it getting a simple answer or discussion people waive it away, respond by implying itās not needed or an issue.
If I took your post the wrong way I apologise but like I say I am seeing this sort of thing in general on here.
Didnāt think this was. Just tried on mine and still send to direct to personal Monzo me
What a ridiclous thing to say. Every comment in here including my own is help for the OP and is answering their questions.
You absolutely have. Youāve focused on one line out of my whole comment, taken it out of context and blown it out of proportion going on a massive rant.
It was a genuine question because you can add payments from a joint account to a shared tab. If thatās what he wants to do, great. If not, then perhaps joint accounts arenāt quite ready for him 
I really donāt understand the point youāre trying to make 
I focused on one line for the points Iāve already made and because it seemed totally irrelevant to the point raised. I guess I got confused betweenā¦
And thenā¦
When it comes to Bill Splitting (joint accounts) miss something that would be really helpful. At the moment splitting a joint account bill or transaction only allows you to split it with another user on Monzo but it should also include being able to add your personal Monzo account. This way it is a true split and you will be able to see it correctly being paid from your personal account.
Thanks all for the helpful replies. Seems like the lack of an overdraft is the only major stumbling block. We hardly use it, but we like to know itās thereā¦
Is development continuing on joint accounts or are we feeling like these missing features are never coming?
Thanks again.
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