Jaja Credit Card 2.0

But thats the beauty of JaJa, its the simplicity of the app. There’s no promotions, no upselling, no upgrading, no insurance products, etc you see in so many other banking apps. Its a breath of fresh air. I use it as my main credit card and pay off entire balance each month. Never had an issue with JaJa.

But, yes, Open Banking would be nice.

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I’d argue that it’s just not sustainable to be that simple. Monzo offers minimal and easy to access services, far more intriguing and interesting.