I have been thinking about going #FullMonzo for a while now; I’ve even got a #FullMonzo friend who praises it whenever I ask him any questions about it.
I almost went ahead and did it the other day, but two things stopped me.
- I only just got a credit card with NatWest, and I’d like to try and build up some credit.
- I’m also saving for a property.
The property point stopped me the most because when I eventually get a mortgage, it’s most likely going to be with a bank such as NatWest, Santander, etc.
I know that Monzo is a fully licensed bank , I have no doubts in their ability to match the legacy banks on the high street in terms of functionality. However, will who I get my mortgage with, have any trouble in determining my ability to acquire a mortgage if I am #FullMonzo?
Has anyone managed to get a mortgage whilst being #FullMonzo?
Thanks in advance!