Hi, is Monzo planning to provide irish customers with loan products?
And on that, mortgage, insurance maybe?
I couldn’t find anything relating to loans in the forum here.
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I doubt anyone on the forum will be able to answer this but I would expect them to be looking at doing so at some point. I doubt they would want too big a difference in the services offered in the UK compared to Ireland. I suspect however that there are differing regulations that have to be worked through prior to this being possible.
Its odd that nobody would reply to this from staff. Would be good starter promotion…
Thanks for your interest in Monzo’s credit and borrowing products! 
We’re always exploring which products and features could be right for our customers in different markets. We don’t have anything to share on this at the moment, but keep an eye out for any future updates! 
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To build on Annjana’s reply - while there’s nothing to share right now, I’d love to hear what you’d be looking for in a loan product. What’s good/great about existing options in the market, and what’s missing that you’d love to see Monzo do?
Hi! I think that credit card options are very necessary in a near future, then maybe small loans (ie up to €10k). I think that would be a very good starter for loan/credit options 
Thank you! What’s most important for you in a credit card or loan?
An easy approved loan in minutes is fantastic sometimes. I have AIB at the moment. And once a year or two i see something i have desired to get for a while that has been reduced at a good discount. The ability to have a small loan of 1k approved within 5-10minutes within the AIB app is so painless and easy that i go for it and i get my product cheaper than ever, and i pay back the loan quicker than what it be per terms with no negative affect except that i saved good chunk of change from the discount on the purchase. Even the additional interest charged on the loan isnt painful with the savings from the discount sale in this situation.
But also, a loan is nice and handy for home renovation sometimes - and again same as above could be a short term sale on something that can really give great boost to living standards at home.
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In my opinion a credit card needs to have a market advantage, such us lower rates, maybe reward points, up to 30-60 days interest free, and maybe more advantages with future paid plans.
In my case I would like to bank just with Monzo, but the lack of credit card options or loan options makes it complicated, I think once Monzo offers these, it would be so much better to keep customers. The credit card or loan options don’t need to be revolutionary, just need to exists, there are so many other reasons why Monzo is better, but we just need these products!
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