If the signature panel is going completely in a future design, and MasterCard themselves have made it an invalid method of verification, how does the swipe + sign method work? Do they still have to compare your signature with some other document?
No, I was talking about what Apple presented with their Apple card. I believe is the only card (metal included) without expiration date or card number on the card.
But it’s in the app as far as I know - so presumably the card issuance does actually have an expiry. Who knows - sure we’ll find out more when it launches.
Just about everywhere in California that didn’t take chip/contactless just swiped and pressed “ok” without checking anything when I visited late last year.
Yes, we won’t know until it launches but that is what I got from their press release. It is also a credit card so backend might be fundamentally different from a debit card.
“Apple has also designed a titanium Apple Card for shopping at locations where Apple Pay is not accepted yet. With no card number, CVV security code, expiration date or signature on the card, Apple Card is more secure than any other physical credit card. All this information is easily accessible in Wallet to use in apps and on websites. For purchases made with the titanium Apple Card, customers will get 1 percent Daily Cash.”
My understanding was that the number, expiration date and CVV will be in the wallet app and they will change just digitally without the need of getting a new card?
But again, maybe it’s just not physically possible and I just misunderstood the whole concept of it.
My understanding was that you use Apple Pay on your iOS device wherever possible including the web. The physical card is purely for transactions in physical locations that don’t yet accept contactless.
If a website doesn’t support Apple Pay you’re out of luck.
There should be a PAN and CVC2 in the Wallet app to use on the web where Apple Pay is not supported. If I recall correctly, you can regenerate it at any time.
And the virtual card number etc there will differ from the card number etc contained in the physical card (which you will never know the card number of).