After using Flex for a bit, I think I’m changing my mind about how Flex transactions are categorised.
The way it works at the moment means that the spend is reflected in Trends when you repay a Flex transaction, rather than when you first made it.
While I think you can make the argument both ways, I think for Trends I’d rather see the cost recognised when I first made the transaction. After all, that’s the way it works when you make a payment on your credit card on a connected account.
Practically, that means changing the way categories work: the “refund” money from Flex and the repayments would just be categorised as Transfers.
Quick straw poll:
- Flexed transactions in Trends when you make the purchase
- Flexed transactions in Trends when you repay Flex
0 voters