In defense of Pulse Graph

[Peter_G]

I like(d) the Pulse graph, but after I had my salary paid in it started to lose any real meaning - it would peak then flat-line.

I think that @duncang had it spot on in this (long but insightful) post:

We're working on a new look for the Monzo app

The reason that Pulse and Summary are a bad fit now is actually deeply related. Do you remember when Monzo started out it was really, really good at showing you where your discretionary spending was going? When Monzo became a full bank and people put all their bills and other expenses in there they lost that clean, crisp edge. Pulse showed you how fast you were spending your discretionary money. Summary broke down your discretionary spending into categories. They were two halves of the same whol…

Unless you can effectively separate the mandatory and discretionary spend within Monzo, the Pulse graph becomes unhelpful.

I’ve made some suggestions over here about how things might be separated (no Pulse in sight, but I think that it could helpfully come back for discretionary spend):

Fixing Committed Pots (and Summary) through the new look Monzo app

I’ve long thought that Summary and Committed Pots are two sides of the same problem - they are trying to separate out spend you know that isn’t discretionary for that which is. I was thinking about the new look for the Monzo app the other day, and it struck me that this design could actually provide the foundations for doing committed pots / Summary properly. So I’ve had a play around with some designs to explain! This all comes from @bruno’s post exploring what might be a replacement for the …