IFTTT + Google Sheets + Monzo = Then what?

So here’s my super basic dashboard!

(I’ve just hidden some of the numbers)

Most of it is obvious what it is. Yellow boxes are my pots.

My bill pot to make sure there’s enough in there, if I just dismiss a notification about a direct debit going up or something, the green box will go red if there’s going to be less than £5 left in there.

Sounds really obvious, but one way I improved my spending is tracking the amount of days I don’t spend anything and also the amount of transactions I make under £5. A drink here, sweets, snacks I don’t need etc etc. Just little purchases but can easily be £100 a month!

My budget tracker. I give myself a budget for the month for fun spends, so basically anything that isn’t essential and here I can see that I’m being sensible and not too PayDayMillionaire with my money.

Then my spend per day in a bar chart.

I hate that it looks like a 5 year old did it with a very limited number of colours, but it’ll do for now!

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