I just started my switch to Monzo. Had I switched to the one I originally planned would have got over £200 cash back. Why Monzo?
Instant notifications (yes I know when I’ve used my card) but saves on receipts when I don’t need one & can instantly see if I’ve been charged correctly. No way waiting around for days for pending payments to clear.
Security. Can instantly freeze my card and defrost. No thinking what the hell is the number to cancel my card. Oh it’s on the back. Great when you’ve lost it.
Customer service. Every query answered promptly & accurately. No need to send off forms for change of names. Scan and send. New card sent. No need to order.
Does everything a standard bank does for me but done properly.
Can track what Ive spent on eating out etc. No need for 3rd party apps or spreadsheets. Can correct categories and stay in budget.
Pay new payers without having to log in online as most other banks won’t let you do so in the app. Great when your landlord changes bank accounts & you’re stuck in work.
Card is cool. I love Monzo!