If you had a magic wand, what's one feature you'd add to Monzo tomorrow?

UK Monzo Chat
43

Not on iOS. Not yet anyway

6 Likes
44

Re-Arrange Pots. And for the feature to be on TestFlight at least, considering itā€™s on Android now as a test.

Also, regular updates to the app again would be nice.
Canā€™t recall when the app has had a new feature in this year/decade so far.

1 Like
45

Definitely a Monzo Credit Card for meā€¦ Iā€™d ditch my current providers for a Monzo one thatā€™d be transparent like the loans etcā€¦ It might happen one day but I can dream in the meantime :man_shrugging:

3 Likes
46

Can I ask how loans in general arenā€™t transparent?

47

I read that as heā€™s looking for Monzo to do a credit card with the transparency of loans. Not that loans arenā€™t transparent.

I havenā€™t seen a loans/credit card thats not transparent tbh.

48

I thought he meant like Monzo loans in particular; Iā€™d say credit cards in general are also pretty transparent though tbh

49

Its a weird thing to say imo. As Monzo loans are complete voodoo atm in who gets what side of things. Although speaking with Theo it sounds like that might change soon with an improved loans section.

Credit cards and loans generally are transparent in costs they have to be, they just have various levels of interface which make it easier to view the info.

I assume things like making it easy to pay off the balance in the app, maybe from a pot. Some providers make you phone up to make a payment.

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50

Do they? Iā€™ve never seen a provider that doesnā€™t take by direct debit or debit card

Even top tier trash like NewDay donā€™t require you to call up

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51

Sorry caught me through editing, I think all will let you set a DD. I donā€™t think many have the ability to make a payment in app would be better phrasing.

I only have experience personally with Amex app which I think is pretty decent with its notifications and easy paying in app for those that donā€™t DD. The chat takes seconds to reach a helpful person who stays connected until you are sorted. Raising the limit was a 10 second process.

Echoing above Iā€™d love it if Amex was integrated into Monzos budgeting so I didnā€™t have to use Yolt.

1 Like
52
  1. Custom categories
  2. A budgeting feature that WORKS properly
  3. Reorder & hide pots
2 Likes
53

Could probably swap number 3. for parity between iOS and Android. :joy:

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54

I did not know Android had it already! How annoying.

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55

Having a feature to switch the contactless payment on or off.

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56

  1. Being able to specify my budget amounts without rounding up to the nearest Ā£5 or Ā£10.

  2. Paying people from pots rather than withdrawing to my main account.

2 Likes
57
  • Monzo credit card (to pay for hotels and rent cars overseas
  • virtual cards
  • second (teenager) card holder, with its own pot and possibility to control spending, like limit certain merchants (for ex no more than Ā£5 in McDonaldā€™s per week, but Ā£10 in pret and etc ) , disable cashwithdrawal, maybe their own version of the app with limited functionality.
3 Likes
58

No I did mean that the loans are transparentā€¦ The one Iā€™ve got was easy to understand for me so Iā€™d think Monzo credit cards would be of the same quality :grin:

59

Thatā€™s so cruel! :sob: :sob:

1 Like
60

Weirdly you can set a custom value on the main budget if you hold it down, but they never got round to fixing this back in 2018 (2017?) on categories. And its not intuitive at all, bit of an easter :egg:

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61

That moment when you realise the thing you wanted already exists but you canā€™t have it.

4 Likes
62

Greedy! ONE feature!! :wink: