Hmm… i’m hurt 
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Guys can we make sure we get the Harry’s right when you’re in disagreement etc.
I don’t what to be labelled a bad guy unnecessarily.
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While I certainly wouldn’t take offence, the message isn’t terribly well written.
“Sorry, you don’t meet our lending criteria, based on things like how you use your Monzo account and other bank accounts, and your income and outgoings.”
The sentence structure could suggest that it’s giving individualised feedback. This would be clearer if it said, “…our lending criteria, which are based on…” or “…our lending criteria because of things like…”
Im not sure the phrase “how you use your monzo account and other accounts” is particularly meaningful, either. It could be taken to mean you use monzo are a travel card, but I suspect it means payment history, outstanding balances, etc?
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Telling people how they can improve their chances just leads to fraud. Keep it bland.
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To update this thread, limits increased as follows
Nov 24 - £1000
Dec 24 - £1500
Dec 24 - £1750
Jan 25 - £6000
So still with Monzo Flex.
I’ve never had a CC before (in 40 years) where the limit more than trebled in one go.
Looks like think of a number to me. Perhaps the forum know it all can enlighten us?