I have a software client in HK so I’m going to be breaking the terms and conditions of the account to use it as a business one
I heard that’s always a good idea to do.
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Worst case scenario: excuse to visit HK
That doesn’t seem to be one of the listed qualifying criteria, although it is for HSBC Premier in the UK (i.e. you qualify for a UK HSBC Premier account if you have one in another country).
Does HSBC Premier status definitely apply both ways?
When you go through the application process, it will ask the reason to apply. One option is ‘I have an HSBC account outside of the U.S.’ and then it will ask you to upload a A recent HSBC bank statement.
From other forums, I have seen that people have managed to open a US account without any issues, by showing they have Premier abroad.
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Just noticed that the description of the US HSBC Premier Checking (sic) account says that your HSBC Premier relationship status applies world-wide, so I would most likely be accepted for one if I wanted (which I don’t at the moment).
That is correct, I have opened my US account in this way, a while back.
Yes.
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It is really nice tbh, I’m using a physical card for the first time in forever. Even the Monzo metal card wasn’t enough to make that happen
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But why?
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Only time I use physical card is the rare occasion I need cash and thus an ATM.
Though could probably achieve same at till with cashback, just never thought of it at the time 
How does this work in real life? Presumably you fund the card and spend in GBP via the HK app?
Seems incredibly hard work just for what I do agree is a nice card. I would be considering one for holiday travel but the GMA card seems to work just ok.
Personally, the GMA account has been a constant pain in the back. For some reason which HSBC themselves don’t know, I cannot convert GBP to EUR or any other currency.
Now I’m contemplating what to do with it, since I was told that once you close it, you cannot re-open one.
If you can’t reopen it, just park it. Have you tried Zing?
Took the link out if you want to reenable the post.
I recalled taking a few screenshots last week because I wanted to check some foreign exchange rates.
I used both the HSBC UK and Expat apps and was surprised by the significant difference in the rates.
Transferring directly with the HSBC Expat app and using my GMA account resulted in a difference of about $100.
Using the HSBC UK app, the conversion rates showed a much larger discrepancy, nearly $85-4290.
It appears that using the HSBC UK GMA was the best option. I’m curios how these would change over a bigger period of time.
Colour me surprised that a product intended for an international market didn’t offer the value a product made for the U.K did
/s
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UK GMA has the best rate while UK Global Transfer the worst.
Interesting
I do find at times that UK GMA has better rates than Wise and Revolut. Some times even Zing ends up having the best rate overall.
If only Zing allowed to top up their currency wallets and not just the GBP one (and Euros, sort of) 
Again why is this being used as a main account?
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