@Morshidmfi @coffeemadman great suggestions. I’ll look into these, might be the quickest way to get into premier
There have been instances with services whereby they reward you or upgrade you because of longevity, regardless of what says on the policy. For example I’ve had similar conversions with AMEX, car rental companies and the like and when you’re a customer for a long time, most of the time they overlook the extra requirements to either upgrade you or retain you as a customer. I don’t think me asking them is anything out of the ordinary and nothing no one else hasn’t done before
Today’s update to the HSBC app has fixed the Apple Pay Wallet issue for the Global Money Debit Card.
Only took 4 months…
That looks better than the vertical version
What was the issue?
Partly cool partly not addition. Great if you have regular payees and this makes it easy. But you can’t set favourites nor can you delete them in app
As @WhyAydan said. The card just one day went blank, changing the card, removing and adding etc etc did nothing. I assume it was an issue with the HSBC app because I saw the update and thought I’ll give it a try and it reappeared.
I can see why though; I do think people open and close far too quickly and it must be a nightmare for the admin/backend/cost for these organisations, especially if you’re running into the tens of thousands of customers.
Anyone registered for the Paris 2024 prize from Zing? 1 entry for opting in, 5 entries for a top-up, 1 entry for each transaction, and (when available) 15 entries for referring someone.
I can’t find much information on the 1 entry per transaction. It simply says no ATM withdrawals, fees and interest charges, and refunds. So I guess a £1 transaction in a shop or to pay a credit card bill will count?
CASS is supposed to make it easy to switch and improve competition. In contrast, the trend for making switching a one-way street makes harder to move accounts around freely, and that’s bad for consumers and competition.
What makes this worse, is that options for partial switches (which keep the old account open) are increasingly hard to find.
I totally agree it should be easier, and it was, but if it’s becoming increasingly used as a means to just get a quick account for immediate closure then I can understand how it’s being clamped down on.
I’m not saying don’t do things for the switch bribe; go for it. Just don’t be mad if they don’t want you back after.
Me either. After Chase-gate I never close them now, just leave them dormant.
Not quite as simple as other switch offers
This sounds too much like hard work. We should probably add it to the Wiki anyway.
(Shame, I have an HSBC mortgage and would like the card for the collection)
Blimey that’s a mission to get!
I suspect this is where switches are going though… they are (in some ways rightly) ensuring that they are being used as a main account.
I’m surprised it hasn’t happened sooner to be honest, I’ve wondered for a while how it could be sustainable to pay out so much when they must have seen numbers showing a lot of people were fleecing them. Can’t just be us lot with an above average knowledge and interest of such things that were taking advantage of them.
It’s not. A lot of people I know do it, we have probably peaked in terms of easy access to money.
You can always see in the switch data when there has been a switch offer as there are so many more people switching to that bank, but also, when it ends, tons of people then switch away for another offer.
It never seemed the best way to encourage customers to switch and stay to be honest.
Bit of a pain, but £1/day via Amazon top-up,£50/month into the savings account and bounce £1500/month into the current account so automatable.
Well that’s some mountain to climb, but I understand why and fair play on HSBC on taking a tougher stand. It’s their right after all.