I’ve grown up with very little money. My family have always struggled, my mum as a single parent has worked endlessly for years and years to put food on the table, a roof over our heads, keeping the electricity on etc. SO for that reason, I’ve sort of become a bit… protective over my money?
I work 2 jobs and I’m a full-time student, I get paid weekly (from one job), monthly (from the other job) and every term (student loan). I have enough money to give to my mum every month to help with bills/food etc. I have enough to pay my own bills and I have enough for luxuries, going out or buying a few things - as well as saving for my emergency fund.
But even though I budget enough money for spending on whatever I want, I always question whether things are ‘worth it’ or not. Even if I know I’d use it all the time, I’d question spending money on something a teeny bit expensive because I fear I’m wasting money or I’ll run out and struggle. I won’t go out to a club or bar or get an Uber home or whatever because of the money I’d have to spend, even if I’ve budgeted for it and have more than enough.
I had £30 left over from my ‘spend on whatever you want’ budget from last week and want to buy something that I wouldn’t normally buy i.e. a lipstick or something, but I can’t bring myself to do it because spending so much on a luxury makeup item is just… too much?
Sorry, I’m rambling. But my question is, how can I change my thoughts about money? How can I overcome this and occasionally treat myself?