How easily can the big banks replicate the Monzo experience

[alexs (Alex Sherwood)]

This post might be of interest, for anyone who’d like to know more about the significance of Monzo’s utilisation of technology compared to the legacy bank’s (but it is a separate topic ) -

Will Monzo eventually be bought by a legacy bank?

@OJFord shared his vision for Monzo’s acquisition & eventual demise in this topic and I thought it would be interesting to discuss whether an acquisition & integration of Monzo’s platform with a legacy bank’s systems is feasible. OJ’s post - My response: It’s actually really difficult to find UK banks that have gone completely bankrupt & folded. As for this how would the BigBank integrate Monzo’s new technology into it’s own infrastructure? The whole reason why Monzo exists, is because…