Helping the Unbanked Discussion - Should Banking become a Human Right?

They still seems massively skewed towards Lloyds banking group. They have nearly 2.5 million whereas the next highest has just over a million. Even Natwest which has RBS as well is nowhere near it.

1 Like

I thought Barclays was the worst

At a guess, it’s a sort of doubling-up caused by widespread duplication of branches of Halifax and Lloyds in England and Wales, with Bank of Scotland in Scotland.

NatWest is mostly only NatWest branches in England and Wales, with RBS mainly confined to Scotland and Ulster Bank only in Northern Ireland.

1 Like

How can one tell basic account and proper accounts?

You can’t have certain features like lending or overdrafts. Some don’t come with cheques and I think they are restricted in that you can’t go into a unwarranted overdraft too

1 Like

My Sister Bank with Barclays and Nationwide. I’m aware Nationwide basic account card is Red however hers is also a basic account and her card is written FlexAccount only that she does not have overdraft am sure there is possibilities for Cheque too.
Same with Barclays, It says The Barclays Bank account she can use cheque with the app however no overdraft, I called her attention to confirm this!

Flex account isn’t a basic account, they’re two different products.

1 Like

The might have just not had the card issued after account upgrade