But it pushed me to look outwards, and I ran across this article on Das Budget. It does look interesting.
While I prefer my tools in the account itself, I can see the benefits of having an app that handles all of your accounts and moves from bank to bank with you. I never expected to have to change banks (I signed with Simple originally just because I wanted a 100% online bank I wouldn’t have to leave the next time I moved), but I guess you just never know.