I know you’ve made your choice with One Finance, but wanted to relay what I see as an absolute Simple replacement. Monzo coupled with the DAS Budget app. The developer of DAS (which is still in Beta) created it specifically for Simple closing, and the expenses and goals are identical. What’s better is that since Monzo has an open API for developers, he integrated it into DAS so transactions in Monzo are pushed to DAS instantly. No more waiting on Plaid to sync, etc. It’s basically Simple re-invented since the app handles credit cards and round ups.