Thanks for your advice Mike I will take it on board I will definitely watch this thread for future updates!
This is how Goldmoney, the guys who came up with the original idea do it.
100% physical gold backing is very clearly stated on the main page as well as in FAQ. 100% of all gold purchased by their customers is stored in vaults around the world.
I hope this means they’ll improve the android app. No card topups, FPS transfers take a day to show up, and no way to automatically convert cash to gold, so quite a faff, particularly if you’re dripfeeding.
No chat in app either…
On a more general note, I wonder how many people are using this for payments, rather than just buying gold.
It might be a good option as a burner card