So right now I’m 90% onboard with the current account. I’ve moved all my Direct Debits except a couple and my salary.
What I do right now, is let my Salary come into my Natwest, that then pays off my Mortgage + Energy on the same day and then i transfer all the rest into my Monzo Current Account.
I’ve seen many others have fully moved so looking for a bit of friendly advice/info if possible please
My goal is to get the last couple of things moved over at the end of this month.
I get paid on the 23rd of each month. If it falls into a weekend, with Natwest I get access to the funds on the Friday before. Is there similar behaviour on the CA or it is more likely to fall on the actual day and not be constrained to non-payments on weekends like Natwest?
Secondly, and more importantly. I have it set so my Mortgage payment hits my current account also on the 23rd. So Salary in and Mortage directly out. I know there was a problem previously were DD’s appear on Monzo a day early or so. Is this still the case or is it a safe scenario now? Mortgage is like one of the few bills that are so critical I can’t have it get declined just because it came in minutes before the Salary but all on the same day etc.
Lastly, totally unrelated questions to the above. I receive a chunk of my income from Google (Adsense), it gets paid from Ireland. Is there any way to move that across? I remember reading somewhere that the International IBIN stuff isnt ready (yet). It doesnt use a standard Direct Debit as its not UK based.