At a guess, a software override to make the bank systems believe its camera but it’s a front for a photo upload type.
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Yeah as you say some just ask for a picture, but it’s not just banks that have ID checks, I’ve had to do it for cloud services that are okay with a picture taken previously.
There are banks that force the camera on mobile but if you apply on a desktop it allows you to upload from storage.
Google Wallet has an interesting new promotion for the Olympics, in partnership with Visa. If you add a Visa card, and then pay with it, you can earn Olympic mascots. They have absolutely no value, but are just a random addition to the Wallet.
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I just received a package from these guys with a handwritten letter, t-shirt and stickers despite barely depositing anything into my account
Sorry to burst your bubble. I send these at work, it’s not handwritten, look up Thanks Io.
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Yeah yeah, no need to burst my bubble!
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That’s one of the most disingenuous things I’ve seen. If I received a ‘handwritten note’ like that and found out it was fake, I wouldn’t use the company ever again.
MP’s tend to use these as well
Well it writes onto paper with pen so it at least looks like a real signature which is the key.
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It seems the APP fraud performance tables have been updated to cover 2023 data.
Metric A: Percentage of reported APP scams losses refunded by value
Metric B: Value of APP scams sent per £ million of transactions
Metric C: Value of APP scams received per £ million of transactions Directed PSPs
You can see the full report, alongside a few more tables, here - APP fraud performance data | Payment Systems Regulator
It seems they want the comparison between years to be made clear to the customer, with this being how these results are now presented on Santander’s website.
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It seems they’ve been desperate to have “bigger values at the top”, but that just leads to a table that is harder to understand at first glance. Even with the “higher figure is worse” labels, some people will assume “higher up is better” because most things are this way.
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3 of us posted this all in different threads haha
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Surprised it was that high to begin with. How would one get scammed out of £400,000 without either significant suspicion or involvement from the bank?
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BBC News - Banks must refund fraud up to £85,000 in five days
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In regards to this, the full report that’s linked in the article says that in 2021 following a review into multiple challenger banks, Starling was ordered to implement policies that seem to be stricter than other banks had to adhere to, especially in the risk department. I wonder if Monzo and other challenger banks also got hit with it and there may be some truth that they are refusing and closing accounts quicker than other banks.