General Fintech & Banking Articles Megathread

The what now :eyes:

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Monzo has always been a millisecond or two slower than Starling. I’ve noticed lag recently on the feed, which hasn’t been great.

I wonder if some extreme optimisation would be in scope of @giorgio and team’s work? This is unseen but ultimately really important.

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Just when I thought I’d heard of pretty much everything in life, something new pops up. Sounds interesting :+1:

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Wait, what?

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I thought you lived in a remote area on an island?! Just how busy can this shop be?!

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Cost of living: Big banks’ bosses defend savings rates and branch closures - BBC News

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Interesting article, a little surprised about Nationwide being in there, but not in any way TSB

91% is more than I’d have expected.

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95% when Barclays finish rolling out Google pay :soon:

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I knew this would be possible.

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Important to note that this is 91% of eligible card transactions, so it excludes people paying cash, and it excludes purchases >£100

Just sent a secure message to Smile (as you can no longer phone them, and app functionality is very limited).

5 f***ing days?!

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They’re busy don’t you understand? :melting_face:

You’re not meant to phone them any more except for a limited list of reasons.

Although having just checked, I would have been permitted to call them to request closure of my credit card account.

However, horror stories of very long waits of up to an hour to speak to their call centre, so probably best just to send them a secure message. Doesn’t really matter whether they close it this week or next.

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Well not necessarily. You can do whatever you want with the five days :stuck_out_tongue:. Although that isn’t a bad option I suppose.

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It seems they are wanting to open new “stores” in the North. Makes sense considering a lot of people in the North probably don’t know Metro Bank even exists.

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