Downloaded the Barclays app, needed it just to view the Barclays partner finance stuff for an installment plan. I hate the app, just reminds how bad a design the Barclaycard app was.
Fortunately I won’t have to use it really, it’s only to keep track of any installment plans, so few and far between.
Does it still have the terrible quality images that you can tell are just bad JPEG files trying to mask as a UI?
I just recall promotions on the main screen that were usually terrible quality images.
I didn’t realise I could use their app for it.
But I know how much I borrowed, I know when I pay it and I know what I pay, so not really sure I need it.
Yeah when signing up to the app, I had the option to just view the partner finance stuff. I don’t have an actual account with Barclays, it did state if you do, it’ll get added automatically or something along them lines.
If you don’t have a Barclays account just download the app and start the registration process. It then asked me what account I had, so I just selected Barclays Partner Finance as an option.
No idea about if you already have other accounts, maybe it’s a manual thing in settings 
Yeah that’s right it wanted that number as a reference to pull the data through.
I was about to type maybe it’s just an Amazon thing, odd that they don’t allow it for other retailers, must be the coming 
It looks similar to PayPal Credit with an overall credit limit.
Yeah once applied for its a revolving credit line to use on Amazon, it’s 12.2% APR, so worked out cheaper than using Flex at least for Amazon.
I think my monthly payment limit is £350 so can’t go above that when it comes to installment plan repayments, with an overall balance of £3,000
Barclays app has always been utter trash. When my mortgage was Barclays I banked there too, for the cashback, and hated every moment of it.
I can’t see anything wrong with it myself.
where did you move to from Barclays? RBS?
Finally got an email to say the Amazon installment plan was updated, this is what it looks like.
It’s pretty much just a view only thing, you can’t interact with it or initiate extra payments. To amend the DD, you have to do that on the website. For additional payments, you can make them, but that’s got to be externally from the app
It’s almost as though the design / functionality of the offering was just an after thought.
I actually dont think its too bad of an idea for the first transfer to a new payee, not 24 hours but a 1 to 2 hour delay with the ability to cancel even. I also think the recipient should have a restriction preventing them moving the money out quickly within the first X hours, at least some more intelligence needs to be involved given that if you get caught in this scam then a lot of banks wont give a refund if you ignore the warnings.
Hell bring in a handshake system to remove the limits with even clearer warnings saying “THIS PERSON IS NOT A BANK” basically.
Unpaywalled:
Particularly interesting to see timings (Lloyds really lagging ) and also the copywriting of the notification. I can relate - It really bugs me having gone from Barclays main to HSBC just how much more crappy looking the HSBC ones are, with unnecessarily spacing and inconsistent CAPiTALS
And consistant, I bet. I’ve found with HSBC then can sometimes be reasonably instant, others a good few seconds later and some 24hr later when the transaction settles (which is disconcerting!)
I’d rather they were either there within a few seconds, or not at all tbh. Otherwise, it leaves me doubting myself that the transaction was successful!
