Done my bit to try and put that right, so thanks for highlighting the poll.
Like (probably) a lot of people I found this thread by Googling something I was interested in/wanted - I don’t spend my life trawling through community forums just for the fun of it
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Lots of people join here for a variety of reasons and it’s not a very popular request.
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I have used multiple brands / ecosystems. Garmin by far is the best UX, performance, and insights. The amount of data Garmin generates and presents is really nice. A step up from other implementations.
The payment functionality is not the primary feature.
In addition to Curve, Starling, Revolut one can also use Santander debit & credit cards. I am planning on getting Santander zero because of it.
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I run lots, have a Garmin Forerunner, and have Monzo enabled 
I just stick my card in my zip pocket in case of emergency. Sorted 
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+1 for Garmin integration. Would be great to be able to use my watch as intended. Will try curve for now though.
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I know Monzo has previously indicated that they are not likely to implement this. However, I wanted to add that this is not just a luxury feature (i.e. why don’t use the card a smart phone) as my Garmin watch works as a backup and is often the only thing I have on me when I am out running.
It’s not really luxury, it’s a niche product. I don’t see it happening anytime soon.
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Get an android wearOS watch - they mostly all do the same thing these days - or switch banks to a bank that supports GarminPay - though I can’t think of any off the top of my head as it’s a niche product
Monzo probably won’t support GarminPay for the same reason they don’t support the Huawei appstore, low usage numbers, not worth their time/money
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As @Revels said, it’s a bit of a niche feature. I suspect that Monzo have bigger fish to fry at the moment, but never say never.
Garmin Pay will need to get in the queue behind this, though 
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Okay, so when i’m out horse riding and go to the MCD drive through I want to pay using my horses chip used for identification, when will Monzo support Horse Pay? /s
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Huh, 4 banks:
- Danske Bank: MASTERCARD
- FinecoBank: VISA
- Santander: MASTERCARD
- Starling Bank: MASTERCARD
The rest are not actual banks as recognised by the UK - they’re money holding services
Does the N in NFC stand for NEIGH? 
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Can’t you slip a tenner somewhere or find a place to put a card? I always something with me (usually my phone).
It kind of is a luxury really to be able to buy things despite not having anything on you but an exercise watch.
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I don’t know how people can go out without their phone. I’d love to be able to do it, especially when I’m on my bike and I want to be free and disconnected from the world but I don’t feel safe.
If I was to get injured or lost I’d need my phone to get help. I’d also get paranoid that a friend or family would need me in an emergency and I’d be uncontactable.
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I nearly always have my phone BUT I now also pay for a line on my Apple Watch. One time I was left waiting for an ambulance at the end of a road for a colleague and I had left my phone on my desk. It was rotten.
So now my watch will always work even without my phone.
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Your drug dealer takes Apple Pay? 
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Yours don’t?!
(Nah I pay for a phone line )
I second this, Apple watch GPS tracks like 
compared to a real fitness watch like Garmin.
Thankfully the Curve workaround works fine, so if I’m in a trendy sheep mood I can pay with my Apple watch, and if I’m in a serious fitness mood I can pay with the Garmin.
Would be nice to have native support though.
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Yes to garmin pay please!