Future card innovations

[anon44204028]

@anon23935806

Doing it via an app would require removing the CVV from the physical card which might be confusing for some users (you can’t leave a fixed CVV on there otherwise you defeat the whole point of this security measure, as attackers would just use the static CVV instead).

That is the solution Dutch bank bunq opted for, with no code on their MasterCard Debit cards and a rotating code in the app (that changes every 5 minutes)