I understand the overdraft part, but why does the loan matter?
I’d get a loan from whoever does the best rate, I don’t care if that’s my bank or not.
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Everything else is easy to change where it is paid from except my loan - it literally the last product I have with somewhere else (other than my credit cards) that I want to get rid of.
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Monzo for the card, Starling for cheques, Revolut for the virtual cards and disposable one use virtual cards
I work for a high street bank but that didn’t stop me going full Monzo, its so far ahead comparing to competitors.
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