Went out last night to a few pubs and today noticed a charge on my account of approx £22 that I didn’t recognise, after searching to see what the place was I discovered it was a beauty salon, certainly didn’t visit one of them at half 9 at night 
Anyways was nice and easy to report the transaction in the app and a couple of hours later it’s now refunded. Top service 
I’ve no idea how the transaction was done but a new cards on the way an all