I use Monzo flex as a credit card.
I find it irritating that the monthly payment is only for transactions half way into the month.
It means that for my personal month end finances, I have to manually click through all the additional flex payments I’d like to settle in the month, which would otherwise be deferred to the next flex cycle.
It would be good if either:
- It’s possible to set the flex cut off period : I.e shortening the minimum period between a payment and the full month end repayment date.
- Being able to multi-select additional repayments in Monzo flex. Paying off batches of flex payments early in one go.
This second option would be much more flexible and probably makes more sense in the way I have written.