I was having a chat with someone earlier regarding the outlook a mortgage lender would have on someone applying for a mortgage in the near future who doesn’t have any long term relationships with a specific bank.
For example: if they’d had their Monzo account for around a year, and decided to close their long term legacy account via CASS which they’d had for 12 years. Would that viewed in a bad light?
Some suggest yes as they like to see long term relationships, others say it’s not that big of a deal unless you had access to a credit facility on the account.
What’s your opinions on this?