Edit pending transactions

Feedback & Ideas
1

Any chance we can have the ability to edit pending transactions.

When I go to Tescos or any other supermarket in that case and fill up with fuel at the pump, my transaction shows as £1, even if I filled up £50.

My overall balance goes down by £1 as it’s a test payment so show the card is active.

I would like to temporarily change the transaction to £50 so that my balance drops by £50 and I don’t overspend ie go into overdraft

Then when the transaction is confirmed by Tesco in Monzo my balance either matches or edits to the correct amount

4 Likes
2

Already been requested and explained unable to be delivered due to bookkeeping regulations.

I feel the same frustration hence no longer Pay@Pump with my Monzo card

1 Like
3

Rather than change the actual transaction which would be against bookkeeping regs, why not have a deduct from budget field on the transaction until pending has completed?

So it shows £1, you enter £50 below it or whatever the real amount was. The budget page then uses the £50 whilst the transaction is pending, once taken it then looks at the transaction amount instead which should match what you expect it to be.

I tend to add the real amount as a note atm, it would be ace to have a budget pending field to enter instead.

4

As the solution to everything seems to involve a pot, why not have a pot for this? If you could allocate a pending transaction to come out of a specific pot it could solve the problem

5

Does it still allocate the wrong about if you pay at the kiosk rather then the pump?

6

Nope, paying in kiosk will instantly charge the correct amount asif it was a payment anywhere else like a store. Just Pay@Pump do this

2 Likes
7

So it’s the pump reservation issue, reserving either £1 or £99.

I don’t think there’s anything that can be done about this other then paying at the kiosk.

8

When the new regs come in, the amount will be corrected within minutes which will solve this issue.

5 Likes
10

That all depends how it works and how much it can authorise for ultimately, hopefully if it can’t authorise £100, it will go down to £50, then £40 then £30 etc etc etc. We’ll see how it pans out.

12

I just want to fill the tank. I’m not interested in trying to estimate how much I want before hand. That would be horrible.

2 Likes
14

Surely Monzo could solve the notification issue on their end. If a notification is for a fuel transaction and it declines, wait up to a minute or so to see if the merchant attempts a lower authorisation, and if so, repeat the same until it finally authorises.

1 Like
15

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2 Likes